Wouldn’t it be nice to have an account available to you where you can put money in and: Earn a higher interest rate than a traditional bank savings account Pull your money out when you need it without [IRS] penalties NOT be forced to have to take the money out when you’re 70 ½ (and […]
On-time Payments: Showing a good history of paying your bills on time is important. That’s a given, right? Keep in mind that even 1-2 late payments can take your credit score down. TIP: Set your monthly bills up on Auto-Pay for at least the minimum amount due – you can always adjust the amount to […]
I am often asked the question “Is it better to pay off my debt before I start saving?” The answer I usually give, is “Why not do both?” – which is usually met with perplexed looks from my clients. The truth is, it IS possible to pay down your debt AND save money at the […]
FOR IMMEDIATE RELEASE: Kara Stanley Earns Retirement Income Certified Professional® (RICP®) Designation Pembroke, NH – October 1, 2016 – Kara Stanley of Kara Financial, LLC has earned the Retirement Income Certified Professional® (RICP®) professional designation from The American College of Financial Services, Bryn Mawr, PA. Candidates for the RICP® designation must complete a minimum of […]
You’d have to be living under a rock to not have heard “Buy Term and Invest the Difference!” that a few famous “Financial Gurus” tout. While I agree that Term Insurance and Investing has its place in a family’s overall financial plan, that is not entirely sound advice for most people. Term insurance is, by […]